Contact Us:  (805) 410-4102
ON DECK INSURANCE
  • Home
  • Quotes
    • Auto Quotes >
      • Auto Insurance Quote
      • ATV Insurance Quote
      • Classic Car Insurance Quote
      • Motorcycle Quote
      • Roadside Assistance Quote
      • RV Insurance Quote
    • Property Quotes >
      • Home Insurance Quote
      • Condo Insurance Quote
      • Earthquake Insurance Quote
      • Flood Insurance Quote
      • Landlord Insurance Quote
      • Renters Insurance Quote
    • Business Quotes >
      • Business Insurance Quote
      • Business Owners Package (BOP) Insurance Quote
      • Group Benefits Insurance Quote
      • Insurance Bond Quote
      • Workers Compensation Quote
    • Health Quotes >
      • Health Insurance Quote
      • Critical Illness Insurance Quote
      • Dental Insurance Quote
      • Long Term Care Insurance Quote
      • Medicare Supplement Coverage Quote
    • Life & Financial Quotes >
      • Life Insurance Quote
      • Annuity Quotes
      • Disability Insurance Quote
      • Final Expense Insurance Quote
    • Other Quotes >
      • Boat Insurance Quote
      • Event Insurance Quote
      • Umbrella Insurance Quote
      • Travel Insurance Quote
  • Service
    • Report a Claim
    • Make a Payment
    • Update Contact Info
    • Policy Changes
    • Proof of Insurance
    • Contact My Carrier
  • Insurance
    • Auto >
      • Auto Insurance
      • ATV Insurance
      • Classic Car Insurance
      • Motorcycle Insurance
      • Roadside Assistance
      • RV Insurance
    • Property >
      • Home Insurance
      • Condo Insurance
      • Earthquake Insurance
      • Flood Insurance
      • Landlords Insurance
      • Renters Insurance
    • Business >
      • Business Insurance
      • Business Owners Package (BOP) Insurance
      • Group Benefits
      • Insurance Bonds
      • Workers Compensation
    • Health >
      • Health Insurance
      • Critical Illness Insurance
      • Dental Insurance
      • Long Term Care Insurance
      • Medicare Supplement Coverage
    • Life/Financial >
      • Life Insurance
      • Annuities
      • Disability Insurance
      • Final Expense Insurance
    • Other >
      • Boat Insurance
      • Event Insurance
      • Umbrella Insurance
      • Travel Insurance
  • Blog
  • About
    • Insurance Carriers
    • Client Testimonials
    • Refer a Friend
    • Privacy
    • News
  • Contact
  • Home
  • Quotes
    • Auto Quotes >
      • Auto Insurance Quote
      • ATV Insurance Quote
      • Classic Car Insurance Quote
      • Motorcycle Quote
      • Roadside Assistance Quote
      • RV Insurance Quote
    • Property Quotes >
      • Home Insurance Quote
      • Condo Insurance Quote
      • Earthquake Insurance Quote
      • Flood Insurance Quote
      • Landlord Insurance Quote
      • Renters Insurance Quote
    • Business Quotes >
      • Business Insurance Quote
      • Business Owners Package (BOP) Insurance Quote
      • Group Benefits Insurance Quote
      • Insurance Bond Quote
      • Workers Compensation Quote
    • Health Quotes >
      • Health Insurance Quote
      • Critical Illness Insurance Quote
      • Dental Insurance Quote
      • Long Term Care Insurance Quote
      • Medicare Supplement Coverage Quote
    • Life & Financial Quotes >
      • Life Insurance Quote
      • Annuity Quotes
      • Disability Insurance Quote
      • Final Expense Insurance Quote
    • Other Quotes >
      • Boat Insurance Quote
      • Event Insurance Quote
      • Umbrella Insurance Quote
      • Travel Insurance Quote
  • Service
    • Report a Claim
    • Make a Payment
    • Update Contact Info
    • Policy Changes
    • Proof of Insurance
    • Contact My Carrier
  • Insurance
    • Auto >
      • Auto Insurance
      • ATV Insurance
      • Classic Car Insurance
      • Motorcycle Insurance
      • Roadside Assistance
      • RV Insurance
    • Property >
      • Home Insurance
      • Condo Insurance
      • Earthquake Insurance
      • Flood Insurance
      • Landlords Insurance
      • Renters Insurance
    • Business >
      • Business Insurance
      • Business Owners Package (BOP) Insurance
      • Group Benefits
      • Insurance Bonds
      • Workers Compensation
    • Health >
      • Health Insurance
      • Critical Illness Insurance
      • Dental Insurance
      • Long Term Care Insurance
      • Medicare Supplement Coverage
    • Life/Financial >
      • Life Insurance
      • Annuities
      • Disability Insurance
      • Final Expense Insurance
    • Other >
      • Boat Insurance
      • Event Insurance
      • Umbrella Insurance
      • Travel Insurance
  • Blog
  • About
    • Insurance Carriers
    • Client Testimonials
    • Refer a Friend
    • Privacy
    • News
  • Contact

Avoid A Headache When You Can’t Avoid What’s In The Road

11/2/2016

0 Comments

 
Picture
In a majority of cases, hitting an animal while driving is unavoidable. As upsetting as this event can be, it is also capable of causing substantial damage to your vehicle, particularly if the animal is large. Deer related accidents are common in rural areas, with the average repair from these accidents exceeding $3,300.

At 
Dave Turley Insurance Agency we recommend that our clients review their auto insurance policy with one of our local agents so that the policy covers the eventuality of striking an animal on the road. As our agents live in Thousand Oaks and are familiar with California accident statistics regarding animal related damages, they can recommend the right type and level of auto insurance coverage to protect your vehicle.

What Does Comprehensive Car Insurance Cover?
Your auto insurance will cover these types of accidents under your comprehensive coverage limits, rather than your collision coverage. Comprehensive car insurance covers all damage to vehicles not related to an actual collision with another vehicle. Some perils covered by this section of your auto insurance policy are:
  • Fire
  • Theft
  • Vandalism
  • Riot
  • Hail
  • Falling objects
  • Contact with birds or animals
  • Flood
  • Earthquake & wind damage
​
Comprehensive car insurance covers damages, minus the deductible, for animal related causes. Typically, a single claim based on hitting a deer or other animal will not result in an increase of rates. Dave Turley Insurance Agency can assist you to ensure you have adequate coverage to protect against a collision with a deer or another large animal while driving.

What To Do if You Hit an Animal
If you are involved in an animal-related accident, pull over and check to ensure that you and any passengers have not sustained any injuries. If the animal is alive, be cautious as it is likely terrified and could become dangerous. Report the accident to the police immediately. In many jurisdictions in California, hitting a domestic animal requires that police are notified.

Document the damage to the vehicle with photos. Be sure to get any witnesses to provide their contact information. Assess the condition of your vehicle to ensure it is safe to drive and if you are uncertain, have it towed. Call your auto insurance company to report the accident to file a damage claim. One of our agents will be happy to guide you if you need any help with this process.

Comprehensive Coverage Limitations
Should you file a claim, your policy will pay up to the maximum limit on your auto insurance policy. Hitting a deer or large animal often results in thousands of dollars in damages. A review your policy limits with one of our agents at Dave Turley Insurance Agency will give you peace of mind that have sufficient coverage to protect you if you are involved in an animal related accident.
​
Arrange a Policy Review
If you don’t currently have comprehensive car insurance, one of our agents will be happy to review your policy coverages and find you the best auto insurance coverage to provides the protection you need. Our agents live and work in Thousand Oaks and drive the same roads that you do. We know how unsettling it is to be involved in any type of accident, whether it is related to hitting an animal or another vehicle. Our job is to ensure that our clients have the coverage they need, and at the most affordable rates.

0 Comments



Leave a Reply.

    Author

    Write something about yourself. No need to be fancy, just an overview.

    Archives

    October 2018
    October 2017
    September 2017
    August 2017
    April 2017
    February 2017
    January 2017
    December 2016
    November 2016

    Categories

    All
    California
    Insurance Agent
    Thousand Oaks

    RSS Feed

Navigation

Homepage
Insurance Quotes
Policy Service
Insurance Products
Contact Us
Agent Login

Social Media

Share This

Contact Us

ON DECK INSURANCE SERVICES
555 Marin Street 
Suite 140
Thousand Oaks, CA 91360
(805) 410-4102
CA Lic # 0I96607, 0D78218

Click Here to Email

Location

Website by InsuranceSplash